I remember the first time Thomas and I sat down and actually talked about what was going on in our bank accounts. My palms got super sweaty, we were eating wings and fries, trying to make it causal, and we just straight up talked about right now, how much we had in checking and savings. Lots of "ummm"s and "uhhh" and awkward pauses completed the conversation but at the end of it, I felt this relief. "We're going to be okay" I thought.
We weren't going to be okay necessary because we had a lot of money, in fact we didn't. But, I knew we were going to be okay because the dialogue had been opened up. "Communication is key" you hear that a lot; seriously, it is when it comes to your marital finances, or finances in general.
When money becomes an issue for women, we feel unsafe, unprotected because there is so much unknown. When money becomes an issue for men, they feel uncontrolled, irresponsible which leads to a lack in confidence.
I did some fact digging and here's what I found: finances and the struggle of is the number one cause of divorce in America. You may be thinking, "I'll marry rich so I don't have money issues" and I'm going to be real honest, you can't get away from them, honestly. You'll either have too much or not enough.
Money is always an awkward topic. When friends asked me to go to out to eat and I realized I didn't have cash on deck to do so, I'd sometimes make up another excuse because, let's face it, no one wants to talk about the dolla dolla bills. It's tense, awkward and something we like to keep to ourselves. This can lead to destruction, "what's hidden can never be healed." Handling your money well is Biblical. "Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms." 1 Peter 4:10. Whether this is spiritual gifts, characteristic gifts or financial gifts, we must steward them well.
So, Thomas and I sought out some guidance on this issue, prayed about it and were actually gifted with an awesome wedding gift. My aunt and uncle gave us all the workbooks, audiobooks and classes for Dave Ramsey's Financial Peace University.
This is a must take. This is not a sponsored blog, I am not being paid to say this. Actually y'all, this is the best class I've ever taken in my life. It gives you the low down on saving for emergencies, how to invest in your 401K, Roth IRA, how to pay off your student loans or other debt and how to spend smart and how to set up a budget.